A Novel DBN-EFA-CFA-Based Dimensional Reduation for Credit Risk Measurement Yue ZHANG, Zhenzhen HUANG, Longmei SHI and Jian ZOU Wuhan Univ. J. Nat. Sci., 28 2 (2023) 117-128 Published online: 23 May 2023 DOI: 10.1051/wujns/2023282117